Live now, pay later™
Shop with the FlexitiCard®
Get instantly approved¹ for 0% financing*
We’ve partnered with Flexiti to help turn your big purchases into small payments.

Apply today and get approved for 0% financing*
in minutes.¹
How it works
Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase.¹
We know it’s good to have options. Pick the financing plan and term that suits your budget.
Use your FlexitiCard again and again, without reapplying! Shop at thousands of retail locations within the
Flexiti Network™.
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The flexible way to pay™
Plans that work for you
Flexiti fees
Admin fee
A transactional fee that’s charged when you finance a purchase. Admin fees depend on your term length and may be expressed as a monthly or annual amount. Admin fees are financed within your total purchase amount (not applicable for Quebec residents).
Annual fee
A $24.99 annual fee is charged annually if your account has a balance ($39.99 for residents of Quebec).
Your first annual fee is due on your first statement.
The Flexiti Network
The FlexitiCard is accepted at thousands of Canadian retail locations, in-store and online! Shop for electronics, furniture, appliances, jewellery, fitness equipment, auto parts and more.
Flexiti Simply Secure™
Did you know? Simply Secure is an insurance program that offers payment protection coverage to Flexiti cardholders in case of certain unforeseen circumstances.
Learn more about Flexiti Simply Secure™ on www.flexiti.com.
FAQs
Got a question? We’re here to help.
The flexible way to pay™
O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase may apply. Admin and/or annual fees may apply; varies by merchant. Promotional plans and available interest rates vary based on applicant's creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder's creditworthiness at time of application. Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal and promotional interest, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. Interest bearing equal monthly payment plans: the annual promotional interest rate for the promo term will be disclosed prior to completion of the transaction. Purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If any required payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Any balance at the end of the promotional period bears interest at the Account AIR. Current Account AIRs are 31.99% - 34.99%. Administrative fees may apply (not applicable for Quebec residents) depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional plan term length and are payable in full if the promotion is paid off early. Annual fee of $24.99 may apply ($39.99 for residents of Quebec). Promos and terms may be changed without notice. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.